Ford F-150 Insurance Rates in New Orleans

The best way we recommend to get more affordable Ford F-150 insurance is to compare quotes annually from providers who can sell car insurance in New Orleans. Rate comparisons can be done by completing these steps.

One important bit of advice is that you’ll want to compare identical limits and deductibles on each quote and and to get quotes from as many different companies as possible. This helps ensure the most accurate price comparison and a thorough price selection.

Insurance for Ford F-150Surprisingly, a recent survey revealed that the vast majority of consumers have remained with the same auto insurance company for four years or more, and approximately 40% of consumers have never compared rates from other carriers. Consumers in New Orleans can save hundreds of dollars each year just by comparing rates, but they just don’t want to shop their coverage around.

Cheapest companies for Ford F-150 insurance in Louisiana

The companies shown below have been selected to offer comparison quotes in New Orleans, LA. If you wish to find cheap car insurance in New Orleans, we suggest you click on several of them to get a more complete price comparison.

Coverage information

The rate information displayed next highlights a range of policy rates for Ford F-150 models. Having knowledge of how insurance prices are established can help guide drivers when making decisions on the best policy coverages.

Ford F-150 Insurance Rates in New Orleans, LA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
F-150 XL Regular Cab 2WD $348 $478 $628 $38 $188 $1,680 $140
F-150 STX Regular Cab 2WD $348 $612 $628 $38 $188 $1,814 $151
F-150 XL Super Cab 2WD $348 $612 $628 $38 $188 $1,814 $151
F-150 XLT Regular Cab 2WD $348 $612 $628 $38 $188 $1,814 $151
F-150 STX Super Cab 2WD $348 $612 $628 $38 $188 $1,814 $151
F-150 XL Crew Cab 2WD $398 $612 $628 $38 $188 $1,864 $155
F-150 XLT Super Cab 2WD $398 $612 $628 $38 $188 $1,864 $155
F-150 STX Regular Cab 4WD $398 $612 $628 $38 $188 $1,864 $155
F-150 XL Regular Cab 4WD $398 $612 $628 $38 $188 $1,864 $155
F-150 FX2 Super Cab 2WD $398 $612 $628 $38 $188 $1,864 $155
F-150 XLT Crew Cab 2WD $398 $612 $628 $38 $188 $1,864 $155
F-150 XL Super Cab 4WD $398 $612 $628 $38 $188 $1,864 $155
F-150 XLT Regular Cab 4WD $398 $612 $628 $38 $188 $1,864 $155
F-150 XL Crew Cab 4WD $450 $612 $628 $38 $188 $1,916 $160
F-150 STX Super Cab 4WD $450 $612 $628 $38 $188 $1,916 $160
F-150 XLT Super Cab 4WD $450 $612 $628 $38 $188 $1,916 $160
F-150 FX2 2WD $450 $744 $628 $38 $188 $2,048 $171
F-150 Lariat Super Cab 2WD $450 $744 $628 $38 $188 $2,048 $171
F-150 Lariat Crew Cab 2WD $450 $744 $628 $38 $188 $2,048 $171
F-150 FX4 Super Cab 4WD $450 $744 $628 $38 $188 $2,048 $171
F-150 XLT Crew Cab 4WD $450 $744 $628 $38 $188 $2,048 $171
F-150 FX4 4WD $450 $744 $628 $38 $188 $2,048 $171
F-150 Lariat Crew Cab 4WD $450 $744 $628 $38 $188 $2,048 $171
F-150 SVT Raptor Super Cab 4WD $450 $744 $628 $38 $188 $2,048 $171
F-150 Lariat Super Cab 4WD $450 $744 $628 $38 $188 $2,048 $171
F-150 Lariat Crew Cab Platinum 2WD $450 $876 $628 $38 $188 $2,180 $182
F-150 Lariat Crew Cab Harley 2WD $450 $876 $628 $38 $188 $2,180 $182
F-150 Lariat King Ranch 2WD $450 $876 $628 $38 $188 $2,180 $182
F-150 Lariat King Ranch 4WD $500 $876 $628 $38 $188 $2,230 $186
F-150 Lariat Crew Cab Harley 4WD $500 $876 $628 $38 $188 $2,230 $186
F-150 Lariat Crew Cab Platinum 4WD $500 $876 $628 $38 $188 $2,230 $186
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Data based on single female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Louisiana minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, homeowner, and multi-vehicle. Rates do not factor in specific zip code location which can affect premium rates noticeably.

Impact of violations and accidents on rates

The example below illustrates how violations and at-fault claims can drive up Ford F-150 insurance costs for different age groups. The rate quotes are based on a married female driver, full coverage, $250 deductibles, and no discounts are factored in.

Do you qualify for discounts?

Car insurance companies do not list all available discounts very clearly, so the following list contains some of the more common and the harder-to-find car insurance savings.Car insurance discounts

A quick disclaimer, most credits do not apply to your bottom line cost. The majority will only reduce specific coverage prices like liability and collision coverage. Just because you may think you would end up receiving a 100% discount, that’s just not realistic. But any discount will lower your policy cost.

The chart below illustrates the comparison of Ford F-150 insurance costs with and without policy discounts. The rates are based on a female driver, no claims or violations, Louisiana state minimum liability limits, full physical damage coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, claim-free, multi-policy, marriage, multi-car, and safe-driver discounts applied.

A few of the larger companies and a selection of discounts are shown below.

When quoting, ask each company or agent what discounts are available to you. A few discounts may not be offered in your area. To locate providers offering car insurance discounts in Louisiana, click here.

How You Can Control Ford F-150 Insurance Rates

The best way to find cheaper car insurance is to take a look at the rating factors that aid in calculating the level of your policy premiums. When you know what positively or negatively influences your rates, this enables informed choices that will entitle you to big savings.

Buying from car insurance agents

Some consumers just want to get professional advice from a licensed agent and that is a personal choice. One of the great benefits of comparing rate quotes online is that drivers can save money and get cheap car insurance quotes and still choose a local agent.

New Orleans insurance agentsFor easy comparison, once you complete this quick form, your insurance coverage information is immediately sent to local insurance agents in New Orleans who will return price quotes to get your business. There is no reason to leave your house due to the fact that quote results will go to you. You can find lower rates without a big time investment. If you need to get a rate quote from a particular provider, you would need to navigate to their website to submit a rate quote request.

Deciding on an provider needs to be determined by more than just the premium amount. The questions below may impact your decision as well.

When looking for a reputable agency, there are two types of insurance agents to choose from. New Orleans agents can be classified as either exclusive agents or independent agents.

Exclusive Insurance Agencies

These agents can usually just insure with one company such as Allstate, AAA, Farmers Insurance, and State Farm. Exclusive agents cannot provide rate quotes from other companies so if the price isn’t competitive there isn’t much they can do. Exclusive insurance agents are trained well on what they offer and that can be a competitive advantage. Many people purchase coverage from exclusives mostly because of loyalty to the company rather than having low rates.

Below are exclusive insurance agencies in New Orleans that can give you comparison quotes.

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Independent Car Insurance Agencies

Independent agencies are not locked into one company and that is an advantage because they can write policies with a variety of different insurance companies and find the cheapest car insurance rates. If your agent finds better pricing, they simply move the coverage in-house which is easy for the insured.

If you are trying to find cheaper rates, we recommend you get some free quotes from multiple independent agents to have the most options to choose from. Many write coverage with less well-known companies which may provide better rates.

Shown below is a short list of independent agencies in New Orleans that can give you comparison quotes.

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What is the best auto insurance company in Louisiana?

Selecting the best car insurance provider is difficult considering how many choices drivers have in Louisiana. The company rank data shown next can help you choose which coverage providers you want to consider shopping your coverage with.

Top 10 New Orleans Car Insurance Companies Overall

  1. Travelers
  2. USAA
  3. Mercury Insurance
  4. AAA Insurance
  5. Nationwide
  6. Allstate
  7. State Farm
  8. The Hartford
  9. Safeco Insurance
  10. Progressive

More comparisons equals cheaper rates

Cheap Ford F-150 insurance in New Orleans is attainable from both online companies and also from your neighborhood New Orleans agents, and you should compare price quotes from both in order to have the best price selection to choose from. Some auto insurance companies do not offer the ability to get quotes online and these regional insurance providers only sell through local independent agents.

We just presented some good ideas how to compare Ford F-150 insurance car insurance rates in New Orleans. The key concept to understand is the more price quotes you have, the better chance you’ll have of finding low cost New Orleans car insurance quotes. You may even find the best car insurance rates are with some of the smallest insurance companies.

When searching for cheaper New Orleans car insurance quotes, it’s a bad idea to reduce coverage to reduce premium. In many cases, consumers will sacrifice liability coverage limits only to discover later that it was a big mistake. Your aim should be to buy the best coverage you can find at the best price.

Additional auto insurance information is available at the links below