Cheapest Honda Accord Insurance in New Orleans

Discount Honda Accord insuranceThe best way we recommend to find low-cost auto insurance rates in New Orleans is to do an annual price comparison from companies in Louisiana. Price quotes can be compared by completing these steps.

  1. Take a little time to learn about what coverages are included in your policy and the factors you can control to prevent expensive coverage. Many things that cause rate increases such as traffic tickets, fender benders, and a not-so-good credit score can be amended by making lifestyle changes or driving safer.
  2. Compare rates from independent agents, exclusive agents, and direct companies. Exclusive and direct companies can give quotes from a single company like GEICO and Allstate, while agents who are independent can provide price quotes from many different companies.
  3. Compare the price quotes to your current policy premium to see if switching to a new carrier will save money. If you find better rates and decide to switch, make sure there is no lapse in coverage.

One important bit of advice is to use identical coverage information on each price quote and and to get price quotes from as many car insurance companies as possible. This provides a level playing field and and a good selection of different prices.

It’s shocking but a large majority of drivers kept their coverage with the same car insurance company for at least four years, and almost 40% of drivers have never compared rates with other companies. With the average car insurance premium being $2,900, New Orleans drivers could cut their rates by up to 35% a year just by comparing rates, but most just don’t grasp the large savings they would see if they switched to a cheaper policy.

Locating the most cost-effective car insurance policy in New Orleans can be much easier if you know how to start. Nearly every person who needs more affordable car insurance will be able to save money. Nevertheless, Louisiana drivers benefit from understanding how big insurance companies market on the web because it varies considerably.

When price shopping your coverage, comparing a wide range of rates increases the chance that you will find the best offered rates.

The following companies are our best choices to provide price quotes in Louisiana. If you wish to find cheap car insurance in Louisiana, it’s highly recommended you visit as many as you can to get a more complete price comparison.

Three main reasons to buy car insurance

Despite the high cost, buying car insurance is a good idea for several reasons.

The benefits of insuring your Accord greatly outweigh the cost, particularly if you ever have a claim. An average driver in America overpays as much as $825 a year so compare rates at least once a year to be sure current rates are still competitive.

Honda Accord coverage analysis

The coverage table displayed next showcases estimates of insurance prices for Honda Accord models. Learning how auto insurance prices are determined can help guide drivers when making smart choices when choosing a car insurance company.

Honda Accord Insurance Rates in New Orleans, LA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Accord LX 4-Dr Sedan $150 $266 $380 $22 $114 $932 $78
Accord LX 4-Dr Sedan $150 $266 $380 $22 $114 $932 $78
Accord EX 4-Dr Sedan $150 $266 $380 $22 $114 $932 $78
Accord LX-P 4-Dr Sedan $150 $266 $380 $22 $114 $932 $78
Accord LX-P 4-Dr Sedan $150 $266 $380 $22 $114 $932 $78
Accord EX-L 4-Dr Sedan $172 $324 $380 $22 $114 $1,012 $84
Accord EX 2-Dr Coupe $172 $382 $504 $30 $150 $1,238 $103
Accord LX-S 2-Dr Coupe $172 $382 $504 $30 $150 $1,238 $103
Accord EX-L 2-Dr Coupe $196 $382 $504 $30 $150 $1,262 $105
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Table data represents married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Louisiana minimum liability limits. Discounts applied include multi-policy, claim-free, safe-driver, homeowner, and multi-vehicle. Price information does not factor in specific garaging location which can change coverage rates considerably.

Driving violations and accidents

The chart below demonstrates how speeding tickets and at-fault collisions can increase Honda Accord insurance premiums for different insured age categories. The rate quotes are based on a single male driver, full physical damage coverage, $250 deductibles, and no discounts are factored in.

Discount New Orleans auto insurance quotes

Insuring your vehicles can cost a lot, but there are discounts available that many consumers don’t even know exist. A few discounts will be applied at quote time, but some may not be applied and must be inquired about before you will receive the discount.Auto insurance discounts

Policy discounts save money, but most credits do not apply to all coverage premiums. The majority will only reduce the cost of specific coverages such as comp or med pay. Despite the fact that it seems like all those discounts means the company will pay you, insurance companies wouldn’t stay in business.

The information below shows the comparison of Honda Accord insurance costs with and without some available policy discounts. The premiums are based on a female driver, a clean driving record, no at-fault accidents, Louisiana state minimum liability limits, comprehensive and collision coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, safe-driver, marriage, multi-policy, homeowner, and claim-free discounts applied.

Companies that may include most of the discounts above include:

If you are trying to find low cost New Orleans auto insurance quotes, ask each company which discounts can lower your rates. Some discounts listed above may not apply to policies in your area. To locate insurance companies who offer cheap Honda Accord insurance quotes in Louisiana, follow this link.

Insurance can be complex

Always remember that when buying the right insurance coverage for your vehicles, there really isn’t a best way to insure your cars. Every situation is different so this has to be addressed.Higher deductibles save money
Here are some questions about coverages that might point out whether you might need professional guidance.

If it’s difficult to answer those questions, then you may want to think about talking to an agent. If you want to speak to an agent in your area, simply complete this short form or click here for a list of insurance companies in your area.