The best way to find better pricing on Audi A5 insurance is to start comparing rates regularly from companies who sell insurance in New Orleans. Rates can be compared by following these steps.
- Step 1: Get a basic knowledge of how auto insurance works and the things you can change to prevent expensive coverage. Many factors that are responsible for high rates like at-fault accidents and a low credit rating can be controlled by making minor driving habit or lifestyle changes.
- Step 2: Request price quotes from exclusive agents, independent agents, and direct providers. Exclusive agents and direct companies can only quote rates from a single company like Progressive or State Farm, while agents who are independent can give you price quotes from multiple insurance companies.
- Step 3: Compare the new rate quotes to your existing rates to see if a cheaper price is available in New Orleans. If you find a lower rate and make a switch, make sure there is no lapse in coverage.
One thing to point out is that you’ll want to make sure you compare similar coverage information on each quote request and and to get prices from as many companies as possible. Doing this enables an apples-to-apples comparison and plenty of rates choose from.
Amazingly, the vast majority of consumers in Louisiana renewed their policy with the same company for well over three years, and nearly the majority have never compared insurance rates at all. Consumers in the United States could save $859 each year just by getting comparison quotes, but most undervalue the big savings they would realize if they bought a different policy.
Finding affordable insurance coverage in New Orleans can be made easier if you know where to look. If you are already insured or need a new policy, you will benefit by learning to lower your rates while maximizing coverage. Consumers only have to learn the best way to compare price quotes on the web.
New Orleans insurance discounts for an Audi A5
Not many people think insurance is cheap, but you might find some hidden discounts that many consumers don’t even know exist. Most are applied at the time of quoting, but occasionally some discounts must be specially asked for before you will receive the discount.
- Good Grades Discount – Excelling in school can earn a discount of 20% or more. The discount lasts until age 25.
- One Accident Forgiven – This one isn’t a discount, but some insurance companies permit an accident before hitting you with a surcharge so long as you haven’t had any claims for a particular time prior to the accident.
- Own a Home and Save – Owning a home in New Orleans can save a few bucks since owning and maintaining a home demonstrates responsibility.
- Discounts for Seat Belt Usage – Using a seat belt and requiring all passengers to buckle their seat belts can save 10% or more on the premium charged for medical payments and/or PIP.
- Auto/Home Discount – If you combine your auto and homeowners policies with the same company you could get a discount of approximately 10% to 15%.
- Senior Citizens – If you qualify as a senior citizen, you may qualify for reduced rates.
Please keep in mind that most discounts do not apply to the overall cost of the policy. Most only reduce individual premiums such as comprehensive or collision. Even though it appears you can get free auto insurance, you’re out of luck. But any discount will help lower your policy cost.
The chart below visualizes the comparison of Audi A5 insurance rates with and without discounts applied. The premiums assume a male driver, no violations or accidents, Louisiana state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, marriage, homeowner, safe-driver, multi-car, and claim-free discounts applied.
Companies and a summarized list of policyholder discounts can be found below.
- Mercury Insurance offers premium reductions for accident-free, annual mileage, location of vehicle, multi-policy, low natural disaster claims, age of vehicle, and good student.
- Farmers Insurance discounts include homeowner, teen driver, good student, multi-car, switch companies, and distant student.
- Farm Bureau may offer discounts for safe driver, driver training, multi-policy, renewal discount, and 55 and retired.
- State Farm may include discounts for defensive driving training, Drive Safe & Save, Steer Clear safe driver discount, student away at school, good student, and driver’s education.
- Allstate has savings for safe driver, premier plus, good payer, 55 and retired, utility vehicle, and good student.
- GEICO offers discounts for seat belt use, membership and employees, multi-vehicle, anti-lock brakes, and daytime running lights.
If you need low cost New Orleans auto insurance quotes, ask every company to give you their best rates. Savings might not apply in every state. To find insurance companies with the best discounts in Louisiana, click here to view.
The best way to compare rate quotes for Audi A5 insurance in New Orleans is to know the fact most of the larger companies allow for online access to give free rates quotes. The only thing you need to do is provide a small amount of information like whether or not you need a SR-22, what your job is, coverage limits, and the type of vehicles you drive. The data is instantly sent to multiple different insurance companies and they return quotes with very little delay.
If you wish to get multiple quotes for your car now, click here then complete the form.
The companies shown below can provide quotes in Louisiana. To get cheap car insurance in Louisiana, we recommend you click on several of them to get the cheapest price.
Auto insurance statistics for an Audi A5
The coverage information shown below outlines detailed analysis of prices for Audi A5 models. Having a better idea how rates are formulated is important for making smart choices when comparing insurance rates.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| A5 2.0T Quattro Premium 2-Dr Coupe | $240 | $532 | $446 | $26 | $134 | $1,378 | $115 |
| A5 2.0T Quattro Premium Plus 2-Dr Coupe | $240 | $532 | $446 | $26 | $134 | $1,378 | $115 |
| A5 3.2 Quattro Prestige 2-Dr Coupe | $240 | $602 | $446 | $26 | $134 | $1,448 | $121 |
| A5 3.2 Quattro Premium Plus 2-Dr Coupe | $240 | $602 | $446 | $26 | $134 | $1,448 | $121 |
| A5 2.0T Quattro Prestige 2-Dr Coupe | $240 | $602 | $446 | $26 | $134 | $1,448 | $121 |
| A5 2.0T Premium 2-Dr Convertible | $240 | $602 | $524 | $32 | $158 | $1,556 | $130 |
| A5 2.0T Premium Plus 2-Dr Convertible | $240 | $602 | $524 | $32 | $158 | $1,556 | $130 |
| A5 2.0T Quattro Prestige S-Line 2-Dr Coupe | $264 | $602 | $446 | $26 | $134 | $1,472 | $123 |
| A5 2.0T Prestige S-Line 2-Dr Convertible | $264 | $602 | $524 | $32 | $158 | $1,580 | $132 |
| A5 2.0T Prestige 2-Dr Convertible | $264 | $602 | $524 | $32 | $158 | $1,580 | $132 |
| A5 3.2 Quattro Prestige S-Line 2-Dr Coupe | $264 | $672 | $446 | $26 | $134 | $1,542 | $129 |
| Get Your Own Custom Quote Go | |||||||
Prices based on single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Louisiana minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-vehicle, and multi-policy. Information does not factor in specific New Orleans garaging location which can change coverage prices substantially.
Auto insurance deductibles
A question often asked by New Orleans drivers is which deductible level should you buy. The following tables determine the cost difference between high and low deductibles. The first price estimate table uses a $250 deductible for comprehensive and collision coverage and the second price table uses a $500 deductible.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| A5 2.0T Quattro Premium 2-Dr Coupe | $452 | $820 | $394 | $24 | $118 | $1,833 | $153 |
| A5 2.0T Quattro Premium Plus 2-Dr Coupe | $452 | $820 | $394 | $24 | $118 | $1,833 | $153 |
| A5 3.2 Quattro Prestige 2-Dr Coupe | $452 | $928 | $394 | $24 | $118 | $1,941 | $162 |
| A5 3.2 Quattro Premium Plus 2-Dr Coupe | $452 | $928 | $394 | $24 | $118 | $1,941 | $162 |
| A5 2.0T Quattro Prestige 2-Dr Coupe | $452 | $928 | $394 | $24 | $118 | $1,941 | $162 |
| A5 2.0T Premium 2-Dr Convertible | $452 | $928 | $464 | $28 | $140 | $2,037 | $170 |
| A5 2.0T Premium Plus 2-Dr Convertible | $452 | $928 | $464 | $28 | $140 | $2,037 | $170 |
| A5 2.0T Quattro Prestige S-Line 2-Dr Coupe | $498 | $928 | $394 | $24 | $118 | $1,987 | $166 |
| A5 2.0T Prestige S-Line 2-Dr Convertible | $498 | $928 | $464 | $28 | $140 | $2,083 | $174 |
| A5 2.0T Prestige 2-Dr Convertible | $498 | $928 | $464 | $28 | $140 | $2,083 | $174 |
| A5 3.2 Quattro Prestige S-Line 2-Dr Coupe | $498 | $1036 | $394 | $24 | $118 | $2,095 | $175 |
| Get Your Own Custom Quote Go | |||||||
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| A5 2.0T Quattro Premium 2-Dr Coupe | $366 | $662 | $394 | $24 | $118 | $1,564 | $130 |
| A5 2.0T Quattro Premium Plus 2-Dr Coupe | $366 | $662 | $394 | $24 | $118 | $1,564 | $130 |
| A5 3.2 Quattro Prestige 2-Dr Coupe | $366 | $748 | $394 | $24 | $118 | $1,650 | $138 |
| A5 3.2 Quattro Premium Plus 2-Dr Coupe | $366 | $748 | $394 | $24 | $118 | $1,650 | $138 |
| A5 2.0T Quattro Prestige 2-Dr Coupe | $366 | $748 | $394 | $24 | $118 | $1,650 | $138 |
| A5 2.0T Premium 2-Dr Convertible | $366 | $748 | $464 | $28 | $140 | $1,746 | $146 |
| A5 2.0T Premium Plus 2-Dr Convertible | $366 | $748 | $464 | $28 | $140 | $1,746 | $146 |
| A5 2.0T Quattro Prestige S-Line 2-Dr Coupe | $404 | $748 | $394 | $24 | $118 | $1,688 | $141 |
| A5 2.0T Prestige S-Line 2-Dr Convertible | $404 | $748 | $464 | $28 | $140 | $1,784 | $149 |
| A5 2.0T Prestige 2-Dr Convertible | $404 | $748 | $464 | $28 | $140 | $1,784 | $149 |
| A5 3.2 Quattro Prestige S-Line 2-Dr Coupe | $404 | $836 | $394 | $24 | $118 | $1,776 | $148 |
| Get Your Own Custom Quote Go | |||||||
Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and Louisiana minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, claim-free, and multi-vehicle. Estimates do not factor in vehicle location which can lower or raise prices significantly.
Based on these figures, using a $250 deductible would cost the average driver about $25 more each month or $300 a year averaged for all A5 models than opting for the higher $500 deductible. Due to the fact that you would have to pay $250 more out of your own pocket with a $500 deductible as compared to a $250 deductible, if you average at least 10 months between claims, you would come out ahead by selecting a higher deductible.
Accidents and violations increase rates
The example below illustrates how traffic citations and accidents can raise Audi A5 auto insurance rates for each age group. The rates are based on a single female driver, full physical damage coverage, $500 deductibles, and no policy discounts are applied.
Do I need special coverages?
When it comes to choosing the best insurance coverage for your personal vehicles, there really isn’t a single plan that fits everyone. Everyone’s situation is a little different.
For instance, these questions might help in determining if you will benefit from professional help.
- Where can I find high-risk insurance?
- Am I covered while delivering pizza?
- Am I covered if I drive in a foreign country?
- If my pet gets injured in an accident are they covered?
- Which companies are cheaper for teen drivers?
- Am I covered by my employer’s commercial auto policy when driving my personal car for business?
- Do I need special coverage while pulling a rented trailer?
- Why do I have to buy liability insurance?
- What if I don’t agree with a claim settlement offer?
If you can’t answer these questions, you might consider talking to an insurance agent. If you don’t have a local agent, simply complete this short form. It’s fast, free and can help protect your family.
Neighborhood agents and auto insurance
Certain consumers would prefer to visit with an insurance agent and often times that is recommended Most agents can point out coverage gaps and will help you if you have claims. The best thing about getting free rate quotes online is the fact that drivers can get the best rates and also buy local.
To help locate an agent, after submitting this simple form, the quote information is transmitted to companies in New Orleans who will give you quotes for your coverage. There is no need to find an agent because prices are sent instantly to you. If you want to compare rates from a specific company, feel free to search and find their rate quote page and fill out the quote form the provide.
Picking the best insurer needs to be determined by more than just the quoted price. Ask your prospective agent these questions:
- Does their agency support local causes in New Orleans?
- Do they review policy coverages at every renewal?
- Are claims handled at the agent’s location?
- Does the agency have a positive business rating?
- Is the agent and/or agency licensed to do business in Louisiana?
- If they are an independent agency in New Orleans, which companies do they recommend?
- Do they reduce claim amounts on high mileage vehicles?
The following are agents in New Orleans who can help you get comparison quotes for Audi A5 insurance in New Orleans.
Integra Insurance in Baton Rouge, Shreveport and New Orleans | Texas and Louisiana Insurance Agents
2750 Lake Villa Dr #305 – Metairie, LA 70002 – (877) 969-3026 – View Map
Andy Bowden – State Farm Insurance Agent
6325 Elysian Fields Ave a – New Orleans, LA 70122 – (504) 288-2219 – View Map
Lovecchio Insurance
1510 Robert E Lee Blvd – New Orleans, LA 70122 – (504) 284-7778 – View Map
Alan Jackson – State Farm Insurance Agent
7045 Read Blvd Ste 108 – New Orleans, LA 70127 – (504) 241-6799 – View Map
Don’t give up on affordable coverage
Drivers switch companies for a number of reasons such as policy cancellation, delays in responding to claim requests, unfair underwriting practices or an unsatisfactory settlement offer. Regardless of your reason for switching companies, finding a new insurance company is actually quite simple.
As you restructure your insurance plan, do not reduce coverage to reduce premium. In many instances, drivers have reduced full coverage to discover at claim time that their decision to reduce coverage ended up costing them more. The proper strategy is to buy the best coverage you can find at an affordable rate while not skimping on critical coverages.
We just covered some good ideas how to save on Audi A5 insurance in New Orleans. The key thing to remember is the more quotes you get, the better likelihood of getting cheaper New Orleans auto insurance quotes. You may even find the lowest car insurance rates are with a smaller regional carrier.
Even more information is available in the articles below:
- Warning systems don’t curb driver distraction (Insurance Institute for Highway Safety)
- How Much are New Orleans Car Insurance Rates for a Ford Escape? (FAQ)
- How Much are Auto Insurance Rates for Homeowners in New Orleans? (FAQ)
- Who Has the Cheapest New Orleans Auto Insurance for Postal Workers? (FAQ)
- How Much are New Orleans Car Insurance Rates for Handicapped Drivers? (FAQ)
- Preventing Carjacking and Theft (Insurance Information Institute)
- Young Drivers: The High Risk Years Video (iihs.org)
- How do I File a Claim? (Insurance Information Institute)